Equipment Financing
Your expansion shouldn't wait for a bank.
HK Distributors partners with ROK Financial to offer equipment financing from $10,000 to $5,000,000. Apply in minutes. Get approval in as little as 24 hours.
Apply for FinancingFinancing provided by ROK Financial. HK Distributors is a referral partner only and does not make credit decisions. Subject to credit approval.
Estimated payment
$400/mo
on a $20,000 equipment package, 60-month term
The Process
From browsing to funded in four steps.
Browse & Select
Find the commercial FF&E you need in our Amazon Business storefront. Add items to your cart and note the total.
Apply for Financing
Visit the HK Distributors financing portal and complete the ROK Financial application. It takes under 10 minutes.
Get Approved
ROK Financial reviews your application and provides a decision in as little as 24 hours. No collateral required for most approvals.
Receive Your Equipment
Once funded, complete your Amazon Business purchase. Your equipment ships via FBA at Prime speed.
Why Finance With HK
Capital should accelerate your business, not hold it back.
Fast Approval
Decisions in as little as 24 hours. No waiting weeks for a bank committee.
Preserve Cash Flow
Keep your working capital for payroll, marketing, and operations.
Flexible Requirements
FICO scores as low as 580. No minimum revenue. No minimum time in business for most programs.
Tax Advantages
Equipment financing may qualify for Section 179 deductions. Consult your tax advisor.
Build Business Credit
Timely payments on your equipment loan strengthen your business credit profile.
Our Financing Partner
Backed by ROK Financial.
ROK Financial is a leading commercial lending marketplace connecting businesses with the capital they need to grow. With access to over 75 lenders, ROK Financial provides competitive rates and flexible terms for equipment financing, working capital, and business loans.
HK Distributors is a referral partner of ROK Financial and earns a referral fee when financing is originated. HK Distributors does not make credit decisions and is not a lender.
Common Questions
Everything you need to know about equipment financing.
Most U.S.-based businesses qualify, including sole proprietors, LLCs, and corporations. Startups and businesses with challenged credit may qualify for specific programs. ROK Financial evaluates each application individually.
The application takes approximately 10 minutes to complete online. Decisions are typically provided within 24 hours of submission.
Most equipment financing programs do not require additional collateral beyond the equipment itself. The equipment serves as collateral for the loan.
ROK Financial offers financing from $10,000 to $5,000,000 per transaction.
HK Distributors receives a referral fee from ROK Financial when a financing deal is successfully originated. This fee is paid by the lender, not the borrower. It does not affect your interest rate or terms.